Chris Daniel: Digital Asset Architect & Systems Investigator

Integrity is doing the right thing, even when no one else is looking. I remember a time when I was handling insurance claims for an office of about 200 people. Our top Total Loss Adjuster—a specialist with 17 years of experience—suddenly had a heart attack and had to take an immediate leave of absence. The entire office relied on her expertise, and her absence left a massive, high-pressure hole in our operations. No one knew if she would ever come back.

Without training or on-boarding, I stepped into that role. It was a brutal, fast-paced desk that most people would struggle to handle even with years of experience. I did that job for four months until she was healthy enough to return. I did it because it was the right thing to do, and I wasn’t afraid of the volume. When she walked back into the office, her desk wasn't in chaos and the workflow hadn't crawled to a stop. Everything was running smoothly because I chose to stand in the gap.

That is what Stewardship is actually about. It’s about using your skills, your energy, and most importantly, your Time to protect others and keep the mission moving forward. When you use the Playbook to reclaim your life, you don't just sit on the sidelines.

Now that I've become good at Swing Trading, folks will sometimes ask "What stocks should I buy". However, aswering that is a trap, and they don't even realize it.

See, most folks don't move in and out of position like I might. That is not to say I advocate for day trading. Though I have done that too and have made over 38K in a day doing it. But no, most folks want a set it and forget it stock purchase. They don't want to learn the skill, respect the timing that I might need to apply to a trade.

Yeah, see all of this and more on my Trading Page.

STEWARDSHIP PART 2 (ACTION) - HELPING OTHERS

By now, you know or should know that telling others what trades and position you buy is a complete trap because they have no experience or knowledge of doing what you're doing. So they will just buy and hold like a set it and forget it portfolio because they remember their college professor telling them that it's impossible to "time" the market. LOL. Yeah, I like taking shots at college professors almost as much as taking shots at unethical attorneys.

So to help others I recommend protecting your family’s wealth using tools like a  Charitable Remainder Unitrusts (CRUTs) and Donor-Advised Funds (DAFs). These aren't just tax strategies; they are ways to ensure that you get paid monthly for the next 20+ years and your church or charity gets the left overs afterwards.

A Charitable Remainder Trust (CRT) is a powerful tool, but most people handle the math wrong. Essentially, you place assets into the trust, you get a tax deduction, and the trust pays you an income (often 5-10%) for a set number of years.

The Math Problem: If your trust pays out 10% a year, instead of just 5%, but only grows by 5%, you are depleting your principal. Within 10 years, the tank is empty. There are some rules to ensure that the charity gets something. Without getting into all the CRT rules here, there has to be a "remainder" for the charity to inherit. To keep the trust alive and growing, you need Exponential Growth—the kind that outpaces your withdrawals.

The Solution: You are the pilot of this trust. You can change the investments at any time. To keep the CRT growing more than 10% per year, you have to invest wisely. Remember, past performance does not guarantee future returns. Here are my current recommendations for a growth-focused portfolio that currently makes much more than you're burning. Remember, it's not just for you. You want there to be a large sum for the charity later too.

SMH (VanEck Semiconductor ETF): SMH holds companies like Nvidia and Broadcom that are building the actual chips for the future.

IBIT (BlackRock Bitcoin Trust): Think of this as "Digital Gold." It gives you exposure to the massive upside of Bitcoin while keeping your assets within a regulated, diverse fund.

XLE (Energy ETF): This provides exposure to the entire oil and gas sector. You get the dividends and growth of energy without being locked into the failure of a single company.

GLD (Gold ETF): A classic hedge. If interest rates get volatile or the dollar loses its footing, GLD is your "chaos insurance."

V (Visa) or PFIX (Interest Rate Hedge): Visa is likely a better play for the long haul. However, if you feel there might be short-term interest rate spike, then this is literally "Interest Rate Insurance." If rates spike and the dollar drops, PFIX is designed to spike in value, protecting your principal.